| As a Premium real estate note buyer I am often | | | | consideration |
| asked by note sellers if their note is saleable. I | | | | of the depreciation of money of a period of time. |
| can't stress enough to sellers how important it is to | | | | Quite frankly, a note loses value over the |
| get the right information about your | | | | course of time, and this is a factor the buyer must |
| note and payment history to the potential note buyer. | | | | calculate into his equasion.The longer a note lasts the |
| The potential buyer can only determine | | | | more it's value drops because of this deprecation of |
| whether the note is what they want to buy if it meets | | | | money, called |
| the criteria they are looking for in | | | | the "Time Value of Money". To get the maximum |
| a note purchase.There are, however, a few basics | | | | amount of cash for your real estate note you |
| that all or most note buyers look for. First,the note | | | | want to sell it as soon as possible after it is |
| must | | | | created.look at the equity in your property. A higher |
| be secured by legal means. Understand, the note iteslf | | | | equity can make your note more valuable. Other |
| is not legally binding to the payor | | | | factors will effect the value also. It is really hard to |
| unless it has been filed at the county court house.A | | | | know what a buyer might BUY on any |
| mortgage is then created that legally connects the real | | | | given day, much less what they might PAY for it, |
| estate note to the property. This | | | | even with fairly good looking facts and |
| means that if the Payor (the person sending you | | | | circumstances on the history of your note.Many note |
| payments on the note) ceases payments the | | | | deals may take a lot of "engineering" to finally come up |
| note is still secured by the real estate. What that | | | | with workable deals - |
| means is you could recieve payments for | | | | deals that satisfy your needs as the seller... and meet |
| say, three years, but then the payments stop coming. | | | | the needs of the Buyer for security |
| You would still own the property and | | | | and yield return.The note buying market offers a |
| have no obligation to return payments made to you | | | | broad playing field. All kinds of cash flows might sell... |
| against the note.Without this mortgage to secure the | | | | and they might not! The only way to tell for sure is to |
| real estate note to the property the note would be | | | | list your note and all the facts, |
| worthless.Most note buyers are looking for secure | | | | telling the buyer EXACTLY what it is you have for |
| places to invest their money for a long term return | | | | sale (leaving no important details out) |
| on their investment. They need to know everything | | | | then see what they are willing to offer you for your |
| they can about the note to decide if it | | | | note.Jennie Pipkin is a Premier Cash Flow and Note |
| will be a secure investment for them to make. Most | | | | Specialist. |
| note buyers want at least an 18% ROI when | | | | List and sell your real estate note for free at her |
| they purchase a note.The mathematics required to | | | | website, or learn more about How to List and Sell |
| determine the ROI on a note are complex and include | | | | Your Real Estate Note. |