| What are the options for receiving online | | | | Paypal's web site for secure payment. |
| payment through my ecommerce web site? | | | | Paypal's web site already has a secure |
| | | | certificate and payment is made on ths secure |
| Buyers and selling online is increasingly | | | | web site and not on your own web site, so |
| popular and more and more organisations are | | | | security is taken care of by Paypal. Once the |
| looking for simple ecommerce web design | | | | system is set up and running, you will |
| solutions to sell their products and services | | | | receive an email notification from Paypal |
| and receive payment securely online. For many | | | | every time a payment is successful on your |
| the whole web design and payment process | | | | ecommerce web site. |
| remains a mystery and therefore a hindrance | | | | |
| to them setting up an ecommerce web design | | | | Other Payment Service Providers |
| solution. Here are a few simple facts and | | | | |
| options to hopefully help you get started | | | | Setting up a payment method with most other |
| with an ecommerce web site. | | | | PSPs is slightly more involved and can be |
| | | | more costly than with Paypal. As a first |
| Assuming your web design is taken care of and | | | | step, you will most probably require to |
| your web designers are using a reliable | | | | obtain a merchant account from your bank or |
| shopping cart software that both intuitive, | | | | any other bank that process merchant |
| user friendly and secure, you need to know a | | | | accounts. This merchant account will be used |
| Payment Service Provider (PSP) who will | | | | by the PSP to credit any payment received |
| handle the payment process when your online | | | | online from your web site to your bank |
| buyers purchase from your web site and how | | | | account. The process of obtaining a merchant |
| the money will reach your bank. After all, no | | | | account can be a straight forward form |
| sales is actually a sale until you receive | | | | filling exercise or, with some banks, quite a |
| payment for the purchase. | | | | lengthy process. Some banks will even ask for |
| | | | your audited accounts and a business plan. Do |
| Paypal | | | | not be discouraged though, shop around and |
| | | | you will find a reputable bank that will |
| Paypal is by far the quickest and simplest | | | | provide you with a merchant account. There |
| PSP to set up. All you need to do is sign up | | | | are a number of PSPs that will accept online |
| for a Paypal account online. You can sign up | | | | payment through integration with your web |
| for free with an email address and a password | | | | site. You will need to consider which one |
| of your choice. The email account is also | | | | offers the best package for your online |
| your username which you will need to use | | | | business. Cost is certainly a factor to |
| every time you want to log in to your Paypal | | | | consider. Some PSPs require a minimum |
| account. All you then need to do is give the | | | | contract and a set up fee while others like |
| email address to your web design company and | | | | Protx charge no set up fee but only a monthly |
| they will link your ecommerce web site to | | | | fee provided the account does not exceeding a |
| your Paypal account. There is no need to | | | | certain number of transactions per quarter. |
| provide your Paypal account password as this | | | | |
| is not needed for the Paypal integration into | | | | Integration of a PSP other than Paypal is a |
| your web design system. There are a number of | | | | bit more involved, both technically from a |
| simple security measures your web design | | | | web design point of view and also on the |
| company needs to put in place to ensure the | | | | admin side. However, if your web site is a |
| integrity of the payment system. This | | | | more established online business and you |
| information is readily available in Paypal's | | | | require a seamless payment system integrated |
| online resources for web design companies. | | | | into your web design solution, then it is |
| You will not have to worry about this, | | | | worth the trouble and your online buyers |
| assuming you are using a competent and | | | | experience should be more pleasant and fluid |
| reliable web design company. Every time a | | | | thus improving your conversion rates i.e. |
| buyers makes a purchase on your web site and | | | | sales. |
| select to pay, he or she is redirected to | | | | |